Financial advisers can help people save more effectively for retirement. They can also provide professional advice such as when to start taking social security, the potential need for long-term care insurance, and other financial matters. David Giertz has been in the financial industry for three decades. He has helped many people over the years prepare for and then live in retirement. He offers a lot of advice through the media, like The Wall Street Journal, and other sources so that the general public is more knowledgeable about retirement.
When it comes to social security, David Giertz says that one of the most common things he comes across is clients who believe they should start collecting social security when they turn 62. They know that is the age at which the federal government allows people to start collecting this benefit and that’s about it. What they usually don’t know is that if they can wait until they are age 66, the full retirement age, they will get a 25% bigger check in the mail each month. If they can wait until age 70 they will get even more per month.
Several factors weigh into when to start collecting on social security, he says. Among these is the health of the person deciding when to start collecting. If they are in good shape they really should wait until an older age because they will potentially get $200,000 or more over what they would get if they start collecting at age 62. For those who are in poor health or have to collect social security at age 62 because of a lack of retirement savings they may have no choice but to start collecting as soon as possible.
David Giertz says that another thing that commonly surprises people is that they have to pay taxes on this benefit. He says there are income thresholds in place and that nobody pays federal taxes on more than 85% of their annual benefits. Still, people need to know they will be taxed. Also, if people start collecting at age 62 but keep working they could lose $1 of every $2 of social security benefits because of this.
Todd Lubar is a successful businessman and entrepreneur who makes his home in Potomac, Maryland. Todd Lubar says that he has run a number of successful ventures in a variety of industries including scrap metal and real estate. Most of his experience is in mortgage and financing but he’s always willing to apply his business skills in any area of the economy. His favorite thing to do, though, is to get families into homeownership through providing great mortgages to them. He is said to have a really strong work ethic by his peers and is always to put in the hard work it takes to close a deal.
Between his soft and hard skills at business, Todd Lubar has developed the skills necessary to excel in business. He opened a new company a few years ago called TDL Global Ventures LLC where he helps other entrepreneurs find success in their new ventures. He is the president of his company and leads a team he put together of other entrepreneurs. He teaches people opening new ventures such vital business skills as streamlining processes as much as possible, operational management, and how to lead others. For more details visit Crunchbase.
Todd Lubar says that he was encouraged to be an entrepreneur by his parents from an early age. He grew up in Washington D.C. and could be found at a street corner selling lemonade when he was seven during the summers and he would show back up in the winters to sell passerby’s hot chocolate. During the winter he would also earn money by knocking on doors and offering to shovel sidewalks clear of accumulated snow. Check out Yelp to see more.
His professional career started in 1995 after he graduated from Syracuse University. Todd Lubar’s first professional position was in the real estate industry. This was at Crestar Mortgage Corporation where he learned how to conservatively evaluate a mortgage application.
As for the scrap metal business, this took place during the recession which started in 2007. He opened a business in this industry as well as other industries. He launched a successful nightclub, for instance, and also opened a company where he demolished old buildings and hauled off the remains so that something new could take their place.
Kerrisdale Capital Management LLC, founded by Sahm Adarangi. It was founded in 2009 and it is located in New York. It is a private investment manager that deals with investments that are likely to bring a long-term value as well as special situation investments. Kerrisdale Capital has a membership affiliation with Financial Industry Regulatory Authority. Read more about Sahm Adrangi at Institutional Investor.
Recently, Kerrisdale Capital published a negative report about Eastman Kodak Company, giving an explanation as to why they have been short positioned in this long existing commercial printing and imaging company. Kodak’s stock has suddenly risen to more than double, that is to 187%, ever since they announced of the partnership to launch a platform for blockchain-enabled image licensing and photo-centric cryptocurrency.
According to Kerrisdale, the Kodak’s announcement is nothing but mere attempt to put at bay the ICO craze that will do nothing to set it free from its poor state of the event and the unstable and non-manageable capital structure. It is highly impossible for Kodak to make a value of over $300 million shortly after licensing its product to a blockchain project, states Kerrisdale Capital in the report. Just a day before Kodak made the announcement, the company’s board members awarded themselves shares so conveniently, while a questionable stock promoter was to handle the PR matters and a German copyright group trolls present themselves as “ blockchain-enabled image platform managers.” Read more at Endpoints News about Sahm Adrangi.
Kerrisdale Capitals states that even though blockchain, as a technology, has the capacity of disrupting several companies, this may not be the case as their use by KODAKOne in media rights licensing since it accomplishes nothing. Kerrisdale report says that it’s a completely silly idea for KODAKOne to think that they can find a solution to the copyright infringement problem by the use of a crypto-asset and smart contracts. The resources needed for copyright enforcement cannot be reduced by a blockchain. Sadly, those behind the KODAKCoin have no credibility on the blockchain. This attempt is not a solution but the last result of bankruptcy.
About Sahm Adrangi.
Sahm Adrangi is the CIO at Kerrisdale as well as the founder. Previously, Sahm Adrangi worked at Longacre Fund Management as an Investment Analyst. He has also worked at Chanin Capital Partners as well as with Deutsche Bank, in a leveraged finance group. He is a graduate of Yale University with an Economics’ degree.
Dr. Cameron Clokie has worked as a surgeon for many years and accomplished great works in his career. He has worked as a surgeon for various institutions, which has provided him with the necessary skills and expertise to start his own practice. Dr. Cameron is a renowned maxillofacial surgeon who has been very successful in the field of medicine.
Cameron Clokie attended McGill University where he graduated in dental surgery. His education background has played an important role in his career and enabled him acquire more knowledge. Dr. Clokie has also attained a diploma in oral and maxillofacial surgery from the same university, which has been his main area of specialization. He has continued to earn more honors in his professional life; he is proud to be ranked among top surgeons in his specialization. Dr. Cameron clokie received his PhD in bone regeneration from the same university.
Dr. Clokie has taught at many universities across the world and has gained respect and admiration. His understanding of bone structure is impressive and has enabled him help his patients in the most effective manner. Dr. Clokie is the chief executive officer of Induce Biologics, which researches on regenerative medicine. They are committed to conducting research to establish better treatments. Dr. Clokie is also a researcher whose work has been published to benefit other scholars in science.
Dr. Clokie has been recognized for his immense contribution to medicine. He has about thirty years in clinical practice and a lecturer in many institutions in the field. Dr. Cameron was named as the head of oral and maxillofacial surgery at the University of Toronto. Cameron is a writer who has published many works. He holds many titles that he has been able to navigate while running his business.
Dr. Cameron clokie holds twenty-five patents in the United States of America, which include both international and national. He has collaborated with businesses to make contributions in the field of medicine through his studies and practice as a surgeon. Dr. Cameron has been appointed to various boards to offer advice and has been part of company boards.
Marc Sparks has always been known as a leader in entrepreneurship, but what you may not know is that his real super power is being a risk taker. As a risk taker, Sparks is the perfect role model for entrepreneurs in all aspects of business. As a business leader, it didn’t take long for a large business community to find out who Sparks is. A big part of his risk taking was his focus on developing new strategies. These new ventures are just what make Sparks a great leader for those who are new in business to follow. Those who want to get somewhere in the business world know to follow Marc Sparks. Learn more: http://sparktankdfw.com/
The background of Marc Sparks is vast, including experience in the restaurant industry as well as an auto insurance company. What gives a company a sound reputation? It all depends on the foundation built for customer service. Companies that are not interested in serving people are not interested in earning more business. In fact, Sparks has always been an advocate of instilling the belief that customer service is number one, prior to opening the business. Now to days in business are the same, and business owners should be equipped and prepared ahead of time to deal with complex cases should they arrive. Learn more: https://classroomvoices.org/marc-sparks-risk-taker-in-and-out-of-business/
A big part of Sparks’ world is also giving back. He doesn’t believe that you can be big in business and not be interested in giving back to the community in some fashion. One of the ways in which Sparks is doing this is through his organization called Marketing Sparks. This makes it easy for entrepreneurs to get connected to those who are important in their line of work. Sparks knows that new startups need help from those who are experienced. The program makes it easy to connect with the experts and get the training and assistance they need. Entrepreneurs are able to spend three hours with their mentors, getting help in all aspects of their business from the inception of their idea to opening their doors for business. Learn more: https://angel.co/marcsparks3
Equities First Holdings has made it a goal of theirs to do what they can to ensure they’re providing their borrowers with the best possible deals of loan terms that they’re able to offer. What this essentially means is that their borrowers will be able to tend to their requirements of paying off their loans much easier than they would have had they chosen to obtain a loan through a different lender, as Equities First Holdings has made it a priority of theirs to ensure that their borrowers are given the best deals on loans/loan terms. You’ll be able to attain a myriad of details pertaining to the types of loans and loan terms that they offer by speaking to one of their representatives.
Equities First Holdings is a company that is taking pride in being able to provide services that consists of a group of professionals that are absolutely knowledgeable, skilled, and trained in the particular field of finances and lending principles. You may find the work that they provide to be very helpful; however, unless you reach out to them, you may not be able to get all of the information that you could possibly need.
Equities First Holdings truly stands by its principles of striving to constantly adhere to their borrower’s personal needs, as they’re aware that everyone has their own obligations to tend to and situations that they’re in. It is recommended for you to ask a consultant/lending adviser exactly what you may be able to do to improve your business through the loan(s) that they’ll provide for you. They may be able to provide you with a myriad of recommendations that could pay off for you in the long run. Consultants are ready to assist you whenever you’re ready to contact them. Learn More.
Accomplishing a positive income does not happen by chance. You need to work for it. You have to examine and deal with your income and manage the inflow & outflow of your money. A positive income is really expected to make profits. You require enough money to pay your workers and your business suppliers with the goal that you can make products. That is the sale of merchandise and that will assist in generating profits. However, if your business has no cash to make such products, you don’t make any profits. You need cash to seek cash and that is where the known pioneer in alternative lending Equities First Holdings comes. The company can give you stock-based loans in addition to other financial solutions to make your startup business grow.
Most entrepreneurs consider growth to be the solution for cash-flow challenge. That is the reason they regularly accomplish their objective of developing the business just to discover they have expanded their trade stream issues in the process. Get ready for development and the related trade costs in advance, so they don’t come as amazement. Whether seeking for financing or for guidance, Equities First Holdings professionals in the field will enable you tackle the menace that your business might face as it grows up.
One way of monitoring the condition of your business is through persistent assessment of your income. That helps you to determine whether your business is acquiring the amounts of profits as planned from beginning. This additionally helps you show signs of improvement at making income projections you can depend on as you settle on business choices about extending your business and dealing with your current bills. Does your company need stock-based loans? At Equities First Holdings is the place to seek all the answers. The company is based in Indianapolis and has been providing world-class financial solutions for approximately 15 years.
Equities First Holding has been in operation since the year 2002 when it was founded by Al Christy. Since then, the firm hasn’t changed its headquarters and is operated from Indianapolis, Indiana. This does not hinder its operation nationwide and globally as it has maintained offices in other states such as New York. The company has experienced a lot of success such that it has established subsidiaries elsewhere in the globe. Some of the known subsidiaries are Equities First Holding Hong Kong, Equities First Holding London, Equities First Holding Singapore and Equity First Holding Australia. The secret behind its success is that it has maintained its integrity and transparency mission. This way, it has helped eliminate the unscrupulous dealers that had given the stock-based loans a bad name. They would refuse to return the stocks upon maturation of the deal.
Until today, Equities First Holding has managed to conduct more than 600 transactions that have been estimated to generate a revenue of about $ 1.6 billion for the firm. The success that the firm is experiencing may also be due to decisions that banks are making concerning margin based loans. Due to the tough economic times where banks are losing much money from borrowers, they have decided to tighten borrowing procedures for margin loans. Moreover, the pre-qualification factor eliminates a lot of people who now turn to stock-based loans. Banks are also making borrowing difficult by raising their interest rates and at the same time making the rates volatile; they can change anytime.
Equities First Holding addresses all these issues. First, there is no need for pre-qualification. The interest rates offered by EFH are also fixed and low. Finally, the customer can choose to walk away from the deal without further obligations. To achieve this, EFH hires the best counsel to ensure that all parties involved get to benefit. The firm deals with all type of people and institutions without discrimination on gender, race, private or public and even small or big. The current chief executive officer of the firm is Al Christy and remains dedicated to seeing the firm develop to one of the best alternative shareholder financing company in the USA and the world.
Equities First Holdings has made its way into the business arena. This is a company that was incepted in 2002 with about 14 years of professional experience. For this reason, the company has worked to achieve the issuance of loans using stocks as collateral. The company is now leading these alternative financial solutions to those people and companies who do not qualify for the credit-based loans. This company has also been adopted to offer solutions in the financial world as one of the most trusted companies in the world. The company has its headquarters in Indianapolis. Its regional offices are scattered all-over-the-world in places including Sydney, Singapore, Bangkok, Hong Kong, London, and South Africa.
Since Equities First Holdings was intercepted in 2002, it has completed more than 2,000 transactions. This is a major milestone. For this reason, we can all see that they are conducting their business with stock based loan is an effective manner. For the company, these transactions mean nothing more than their daily business. The company also has trended to become one of the next best options for those seeking fast working capital. Equities First Holdings has issued more than $2 billion to its customers in loans. The Founder and Chief Executive Officer, Al Christy, is in charge of more than 50 employees of the company.
Equities First Holdings have gained the trust of any as the best option to get your financial capabilities safe. If you want urgent capital without stating the use of the money to qualify for the loan, then Equities First Holdings is the other alternative financial company to issue a loan with a non-recourse feature. If you fail to acquire enough money to pay the loan, your stock will be liquidated to get their money back. For this reason, they will not come back after you to seek the loans.
There is a difference between the stock-based loans and margin loans, while most people consider the two loans to be same. Many differences separate the two. As a matter of fact, margin loans require you to state the loan use to qualify. On the other hand, this is not the case with the stock-based loans.
A loan can be defined as sum of money borrowed to be refunded on interest. Money lendering business has become one of the most established businesses all over the world. This is in order for the lenders to help the less fortune who wants to venture into the business world. This happens when the individual doesn’t have enough money or capital to start their business. Equities First Holding is one among the leading global lendering companies in the world. Having been established in the year 2002 Equities First Holding has become a global company with more than nine companies all over the world. This has therefore enhanced its business to become one of the shareholder financing solutions globally. At Equities First Holding; they offer efficient business solutions for their customers and companies that are seeking to get non-profitable loans at a low and reasonable rates. Been founded for the past 15 years, Equities First Holding has got itself a great record for its services. This is through the process of borrowing and the returning of the shares on time and with maturity. This has therefore been accomplished due to the efficient supply of clear and secure transactions that are made between the company and the individuals. This has then made it easier for Equities First Holdings to provide security to the based lending services for both businesses and individuals. This therefore provides loan based depending on the stocks, bonds and treasuries. This has then made it easier for people to access quick loans and capitals from the lending company if they do not qualify for the bank loans. Having made it able for the Equities First Holding to provide capitals against the shareholders that the public have, enabling it for the clients to meet their personal needs and interests at the same time. Therefore this has made it more available, offering their clients high loans with low and fixed interest rates than the banks.
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